Borrower Help Center
Get started with Scratchpay
- Do I have to use one of your listed practices? Can I suggest a different practice?
- What is Scratchpay?
- How do I contact Scratchpay?
- Where can I use Scratchpay?
- Who can apply?
- Apply now
Apply for a payment plan
- How do I apply for a loan?
- Payment plan options
- Ask a loan question
- Where can I apply from?
- Why wasn't I approved?
- No prepayment penalty
Make a payment
- How can I pay?
- Can I pay by check?
- Does Scratchpay pay the practice immediately, and then I pay Scratchpay in installments from there?
- Do you link up with my bank account? Are payments made automatically or do I need to pay manually?
- Accidental payments and refunds
- Late fees