Borrower Help Center
Get started with Scratchpay
- What is Scratchpay?
- How do I contact Scratchpay?
- Where can I use Scratchpay?
- Who can apply?
- How do I get the Scratchpay Plan app?
- What bills can I get covered with Scratchpay? Are your payment plans only with veterinary care?
Apply for a payment plan
- How do I apply for a payment plan?
- What if I accept a payment plan but end up not needing it at all?
- What if I accept a payment plan but end up needing less than or more than the amount I applied for?
- Payment plan options
- Ask a loan question
- Where can I apply from?
Make a payment
- Can I pay my Scratchpay bills by check?
- Does Scratchpay pay the practice immediately, and then I pay Scratchpay in installments from there?
- Do you link up with my bank account? Are payments made automatically or do I need to pay manually?
- Accidental payments and refunds
- Late fees
- Payment reminders