What if I accept a payment plan but end up not needing it at all?

If you accepted a Take 5 payment plan but end up not needing it at all, it will expire in 13 days and your down payment will be returned at that time. If you would like to get your down payment back sooner, contact the clinic to which you applied and ask them to manually cancel the plan. 

If you accepted a Take a Year or Take Two Years plan but end up not needing it at all, there is nothing you need to do - the loan is only activated when your clinic finalizes it for the amount you are using to pay for your invoice.