Yes. While we do encourage Scratchpay borrowers to pay via ACH (U.S.) or PAD (Canada), you do have the option to pay by check.
Make your check out to SCRATCH FINANCIAL, INC., write your Loan Number (which can be found on the top of your promissory note as Loan No. and includes 6 or 7 digits and 3 letters, example: 123456ABC) in the memo line, and send it to:
Borrowers Based in the United States
For Standard Mail (USPS):
SCRATCH FINANCIAL, INC.
DEPT LA 25105
PASADENA, CA 91185-5105
For Courier Mail (FedEx, UPS, etc.):
SCRATCH FINANCIAL, INC.
25105
14005 LIVE OAK AVE.
IRWINDALE, CA 91706-1300
Borrowers Based in Canada
For Standard Mail:
SCRATCH FINANCIAL, INC.
225 S. LAKE AVE., SUITE 250
PASADENA, CA 91101
USA
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Please Note: If you wish to make payments on multiple loans, please send us a separate check per loan with your Loan Number in the memo line.
If we receive a single check without a Loan Number written in the memo line and the amount of that check is different from the sum of the total amounts due for all of your loans, we will first apply the funds to the loan with the greater past due amount, if applicable, and then to the older of the two loans.
Please send all other written correspondence to:
SCRATCH FINANCIAL, INC.
225 S. Lake Avenue, Suite 250
Pasadena CA 91101
Need to manage your Scratchpay account? Click HERE