Where can I apply from? September 11, 2019 18:28 Updated Follow You don't have to wait until you are at your veterinary clinic to apply. Check out our partner clinics near you and feel free to apply before leaving your home! Applying does not impact your credit score. Click here to apply now! Related articles See my payment plans Ask a loan question Why wasn't I approved? How do I apply for a loan? So, Scratch pays the vet immediately and I pay Scratch in installments with interest? Comments 0 comments Article is closed for comments.