We offer three payment plan options, but not everyone is approved for all three. We offer merit-based plan options based on your individual credit history and profile. Below are our options:
A) Take 5: true 0% APR plan. You must pay 1/5 of your total plan amount at the time of acceptance, then your remaining 1/5 payments are completed on a bi-weekly (e.g. every other week) basis.
B) 12-month loan (interest rate is merit-based)
C) 24-month loan (interest rate is merit-based)
Want to apply for a Scratchpay plan? Click HERE