How do I know if I'm qualified? September 11, 2019 18:23 Updated Follow We offer merit-based payment plans given your individual credit profile. It does not hurt your credit score to see if you qualify. Apply now to check your available payment plan options! Related articles Why wasn't I approved? How do I apply for a payment plan? What is Scratchpay? Where can I see my payment plans? Ask a loan question Comments 0 comments Article is closed for comments.