How do I know if I'm qualified? September 11, 2019 18:23 Updated Follow We offer merit-based payment plans given your individual credit profile. It does not hurt your credit score to see if you qualify. Apply now to check your available payment plan options! Related articles Why wasn't I approved? How do I apply for a payment plan? Ask a loan question Where can I see my payment plans? What is Scratchpay? Comments 0 comments Article is closed for comments.